The 1st Time Home Buyers Guide:
On The Presentation We Will Show You How To Get A Free no Catch Appraisal worth $575
The 1st Time Home Buyers Guide:
On The Presentation We Will Show You How To Get A Free no Catch Appraisal worth $575

When you’re looking to buy your first-ever home, it’s easy to get swept up in the excitement, stress, and scary lingo and make rash or ill-informed decisions.
But unlike any decision before that you’ve likely made:
If you get it wrong, it will have consequences for the rest of your life.
It sounds dramatic, but it’s true. If you secure a mortgage, where you struggle to keep up with payments, can’t accumulate equity, or get tied down for too long:
You will struggle to turn your first home into an asset for future financial growth and stability.
Banks are the #1 culprit for forcing first-time buyers into those poor choices.
They have their own agendas and put up a ton of “red tape” around every other option to ensure it feels like the best option - when, in reality, it’s not by a long shot.

There is a wealth of financing options specifically tailored to first-time buyers to help:
Save on upfront costs
Save on interest rates
Save on repayments
And more!
The savings and safety nets they provide will empower you to have more money at your disposal to buy your dream first home and make it your own.
However, the banks really don’t want you to know about them.
That’s why you’ve likely never have heard of them OR been fed lies about their credibility or accessibility.
That’s where my guide comes in:

In this short “scary, jargon-free” presentation, I walk you through 5 of the financing options available to first-time buyers.
This includes:
An overview of each option
How it works
What the benefits are
Who it’s suitable for
The ultimate goal is to empower you with more knowledge and confidence to secure the best deal possible for financing your first home.
This is a chance for you to get your current finances expertly analyzed by someone who’s unbiased and has your best interests at heart.
It will determine your true borrowing eligibility based on your income, down payment, credit score, and more.

What you can borrow

What you can afford

What your finances will look like

What your realistic time frame is
This is a chance for you to get your current finances expertly analyzed by someone who’s unbiased and has your best interests at heart.
It will determine your true borrowing eligibility based on your income, down payment, credit score, and more.
You’ll walk away knowing exactly:

What you can borrow

What you can afford

What your finances will look like

What your realistic time frame is
I’m a dedicated and experienced mortgage professional who’s helped my clients achieve their dreams of homeownership, save money through refinancing, and use their home equity to achieve their goals for over 25 years.

I pride myself on going above and beyond for my clients, delivering a 5 Star service.
I relentlessly hunt for the most competitive rates and lowest closing costs and find solutions to even the most complicated mortgage situations.
In my years in the industry, I’ve seen increasing numbers of good, honest people who are trying to get on the property ladder getting burned and blindsided by the banks.
That’s what led me to create my 1st Time Home Buyers Guide.
Knowledge truly is power when it comes to anything to do with wealth building.
Buying a house for the first time is arguably one of the most important wealth-building decisions in a person’s financial life.
I want to give you this guide and free appraisal to ensure you get it right.

Hi, I’m PJ (Paul) Byron!
I’m a dedicated and experienced mortgage professional who’s helped my clients achieve their dreams of homeownership, save money through refinancing, and use their home equity to achieve their goals for over 25 years.
I pride myself on going above and beyond for my clients, delivering a 5 Star service.
I relentlessly hunt for the most competitive rates and lowest closing costs and find solutions to even the most complicated mortgage situations.
In my years in the industry, I’ve seen increasing numbers of good, honest people who are trying to get on the property ladder getting burned and blindsided by the banks.
That’s what led me to create my 1st Time Home Buyers Guide.
Knowledge truly is power when it comes to anything to do with wealth building.
Buying a house for the first time is arguably one of the most important wealth-building decisions in a person’s financial life.
I want to give you this guide and free appraisal to ensure you get it right.

“If you want personalized service this is the company you want to deal with! Our entire experience was flawless! Getting a mortgage and buying a home is a nerve-racking time but in our case the easiest part was the mortgage.”
Kristen Almonte

“Working with PJ really eased all of the stresses of buying our home. PJ was extremely professional, fast acting, and diligent. He was committed to making the sale happen for us with the best possible rates. We were very happy with our home buying experience!”
Kayla W

“He is professional, works with you for YOUR needs, and is super friendly. The most important quality we have learned in our time working with him is that PJ is super trustworthy and if something can be done, he will get it done.”
Michelle Terminesi
